Appraisal services for Elkhorn and Douglas County homeowners

The top 7 reasons NE homeowners use Simon Appraisal Services:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Douglas county's assessment of your property
To cut your mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a NE divorce, when real estate needs to be divided
To settle an estate in Douglas county or NE by determining the true market value of real estate in question

Need help deciding the price of your house in or near Elkhorn, NE?
Contact Simon Appraisal Services.

At Simon Appraisal Services, we understand the special needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a person not in the real estate business that probably doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Simon Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value report than yours.

Appraisals to cancel PMI

A preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We are seasoned in helping folks just like you abolish unwanted and unneeded PMI insurance.

Challenging property tax assessments

If you live in an area that is going down or is not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Simon Appraisal Services is your perfect weapon.

HELOC recently frozen?

If your house is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Simon Appraisal Services can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd like to have a seasoned expert double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Simon Appraisal Services can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.