Attention homeowners in Elkhorn and Douglas County: Need an appraisal?

The top reasons NE homeowners hire Simon Appraisal Services:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Douglas county's assessment of your propertyworth
  3. To cut a mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a NE divorce, where real estate property needs to be divided
  7. Settle an estate in NE by determining the true market value of property in question

Own a home in or near Elkhorn, NE and need help determining the price of it?
Contact Simon Appraisal Services.

We at Simon Appraisal Services understand the unique needs of a homeowner in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Simon Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to remove PMI?

An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Simon Appraisal Services is experienced in helping consumers just like you delete unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that's declining or not appreciating as much as other houses close by. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. A professional appraisal from Simon Appraisal Services is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. An appraisal from Simon Appraisal Services can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Simon Appraisal Services can help you with that. Even though this is typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.